Classic Car Insurance

Frequently asked questions

Can I get an "agreed value" policy with Norwich Union Classic Car Insurance?

You can choose to extend your cover to include an "Agreed value" for your car for an additional premium. With an agreed valuation we require 5 colour photographs of the vehicle to help our valuation team accurately assess the car's value.

You can still use the online quote form to get a price based on the value specified by you. The value which we will pay out in the event of a claim will not be agreed until our specialist team have provided this confirmation.

What if my car is not eligible for an online classic car insurance quote?

We may still be able to offer you a quote for Norwich Union classic car cover if you call us on 0800 158 2126 (calls may be recorded and/or monitored). Alternatively, why not get a quote for Norwich Union's comprehensive car insurance and enjoy many of the same great benefits?

I don't use my classic car. Can I get "laid-up" cover with Norwich Union?

Yes, we offer "laid-up" cover, which means that the car must not be used on the road under its own power during the period of insurance. This provides Accidental Damage cover and Fire and Theft cover for your classic car when it is kept in a locked private garage on your private property (or another address specifically agreed by us).

We also provide cover under this policy whilst your car is being transported using a trailer or transporter, for example: car shows or events, or a garage for servicing, repairs etc.

Will this policy cover the replacement of my windscreen or other glass?

Yes, this policy covers the windscreen and other glass (including sunroof) on your car. If you are only claiming for glass replacement, or for any scratching on the bodywork arising solely from the breakage of glass, then we will ask to contribute the first £50 towards the claim.

What is the excess for Norwich Union classic car insurance?

As stated above, the excess for any glass replacement is £50. For any other claim such as theft or loss of your classic car, your contribution towards the total cost of the claim varies according to the value of the car:

  • Cars valued up to £15,000 - £150
  • Cars valued between £15,001 and £50,000 - £200

Online quotes are only available for cars valued at less than £50,000.

Can you provide breakdown cover for classic cars?

Breakdown cover included as standard with Norwich Union classic car insurance. This provides roadside assistance anywhere in the UK (not including Home start) and if your car can't be fixed by the roadside, we'll transport it to a garage where you can arrange for repairs to be made.

What do I need to supply to get my owners' club discount?

If you are a member of a recognised owners' club, all you need to do is provide us with your membership number to be eligible for this discount when you take out the policy.

Can I get an online Classic Car quote for any vehicle?

We can provide online quotes for most vehicles which are valued at less than £50,000 or registered before 1990.

However, if your classic car is one of the models listed below, please call us on 0800 158 2126 (calls may be recorded and/or monitored) as we will need to ask you some additional questions.

  • American cars
  • Bentley (all models)
  • BMW M3 and M5
  • De Tomaso (all models)
  • Ferrari (all models)
  • Ford XR and RS models (including Cosworths)
  • Kit Cars or replicas
  • Lamborghini (all models)
  • Maserati (all models)
  • Mercedes SL and SLC
  • Porsche (all models)
  • Rolls Royce (all models)
  • Triumph Stag

Get a classic car insurance quote now

NFPOC4971 21102009

Contact us

0800 158 2126

Monday to Friday 8.00am - 6.00pm

For our joint protection, telephone calls may be recorded and/or monitored

Insurance details